Funding Strategy Matcher — MCG Advisory

MCG Advisory Services — Strategy Tools

Funding Strategy Matcher

Not all funding is equal — and not all businesses are ready for every type. This tool analyses your business profile, funding purpose, and priorities to recommend the right funding strategy and instruments for your situation.

Step 1 — Business profile
% of equity held by Black South Africans
Step 2 — Funding purpose

Select your primary funding purpose. This is the single biggest determinant of which funding instruments are suitable.

Asset finance

Capital expenditure

Equipment, machinery, vehicles, technology

Working capital

Cash flow / working capital

Bridge debtors, fund inventory, cover cycles

Expansion

Business growth / expansion

New markets, new capacity, new locations

Transaction

Acquisition

Buying a business or BEE equity transaction

Early stage

Start-up / launch

Getting the business off the ground

International

Export development

Breaking into export markets or cross-border expansion

Step 3 — Preferences & constraints

Are you open to giving up equity (a stake in the business) in exchange for funding?

Equity funding means sharing ownership — no repayment, but you dilute control

Is maintaining full management control a non-negotiable priority?

Some funders (especially PE and DFIs) require board representation or approval rights

Do you have 2 or more years of financial statements?

Required for most formal debt and equity funding applications

Does the business own assets (property, equipment) that could serve as collateral?

Is speed of access to funding a priority (needed within 6 weeks)?

Formal DFI and PE processes typically take 3–6 months

Recommended funding strategy

Instrument Speed Control Cost Fit

Your funding preparation roadmap

Funding strategy is highly context-dependent. This tool provides directional guidance based on your profile. A funding advisory session with MCG explores your specific financial position, growth plan, and risk tolerance in detail — producing a customised funding strategy and application-ready documentation for your preferred instruments.

Book a funding strategy session CA(SA)-led funding advisory · MCG Advisory Services