DFI Funding Eligibility Checker — MCG Advisory

MCG Advisory Services — Financial Health Tools

DFI Funding Eligibility Checker

South Africa's Development Finance Institutions — IDC, NEF, DBSA, SEFA, and others — each have specific mandates, sector preferences, and eligibility criteria. This tool maps your business profile to the funders most likely to support you.

Step 1 — Business profile
Most recent full financial year
Total funding sought — debt, equity, or blended
% of equity held by Black South Africans as defined in the B-BBEE Act
Some DFIs prioritise underdeveloped provinces
Step 2 — Additional criteria

Answer Yes or No — these factors significantly affect eligibility and strength of fit with specific DFIs.

Will this funding create or retain jobs in South Africa?

Job creation is a core mandate for most DFIs — a yes significantly strengthens your application

Does the business export or generate foreign currency revenue?

Export potential is a key IDC and ECDC criterion

Is the business located in or primarily serving a rural or township economy?

Rural and township businesses receive preferential consideration from SEFA, NEF, and some provincial DFIs

Do you have at least 2 years of financial statements (compiled, reviewed, or audited)?

Most DFIs require independently prepared financial statements for credit assessment

Do you have a detailed business plan and financial model / projections?

A credible 3–5 year financial model is required for all DFI applications

Does the business have assets or property that could serve as collateral?

Collateral strengthens debt applications but is not always required — DFIs often accept cessions and personal suretyship

Strong matches

Partial matches

Funding sought

Application readiness

Standard DFI application document checklist

DFI mandates and criteria change periodically. Eligibility assessment is based on publicly available information current at time of publication. MCG Advisory prepares complete DFI funding applications — including business plan, financial model, B-BBEE documentation, and management CV packs — increasing approval probability significantly. Contact us to discuss your specific funding requirement.

Prepare your application CA(SA)-led funding advisory · MCG Advisory Services