Cash Runway Calculator — MCG Advisory

MCG Advisory Services — Financial Health Tools

Cash Runway Calculator

Understanding your cash runway is one of the most important financial planning disciplines for any business. This tool projects your cash position forward, models different revenue scenarios, and identifies the levers available to extend your runway.

Step 1 — Current cash position
Total cash in all business bank accounts today
Undrawn overdraft or revolving credit — enter 0 if none
Step 2 — Monthly expenses

Enter your fixed monthly expenses below. Add as many line items as you need for accuracy.

Step 3 — Monthly revenue
Average monthly cash receipts — use conservative figures
Step 4 — Revenue scenario growth rate

Select a monthly revenue growth assumption for your base case. The tool will also model a conservative and optimistic scenario alongside it.

Cash runway (base case)

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Total cash available

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Monthly expenses

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Monthly revenue

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Net monthly position

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Monthly burn rate

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Break-even revenue

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24-month cash position projection

Cash runway projection chart
Monthly expense breakdown% of total

Runway under three scenarios

Conservative

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Base case

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Optimistic

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This projection is based on the figures you provided and assumes linear revenue and cost trends. A formal cash flow forecast prepared by MCG Advisory models seasonal variation, payment cycle timing, debtor and creditor days, and planned capital expenditure — providing a more precise planning tool for management and lender reporting.

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